BAKER'S
Group of America Inc
Plaza Suites
Protecting your investment where it counts
Bakers Group of America Inc.
1909 Coolidge st.
Marion, IL 62959
United States
ph: 618-993-6641
fax: 618-998-1451
alt: 618-997-2102
Admin
Motor Homes - Travel Trailers - Campers
Recreational Vehicle Insurance & warrantys
Recreational Vehicle Insurance & warrantys
RV Insurance
We’ve Got You Covered for the Road Ahead
RV Insurance offered through the Auto Insurance Program from The Hartford offers many of the same great benefits and features as our auto insurance plan, giving you more value for your money.
Compare and Save on RV Insurance
The AARP Auto Insurance Program offers rates that are generally lower than companies that insure drivers of all ages and experience levels. In addition, several discounts and credits are available that can help you save even more.
Specific features, credits and discounts may vary and may not be available in all states in accordance with state filings and applicable law.
Defensive Driver Course Credit
If you’re the primary operator of the vehicle and have completed an approved defensive driver course, such as the AARP Driver Safety Program, you're eligible for a discount for the next three full years. Just mail us a copy of your certificate, and we will apply the credit.
For local and online course information.
(The Defensive Driver discount name may vary by state. For example, in some states, such as New York, the course is called the Motor Vehicle Accident Prevention Course discount. In other states it may be called the Accident Prevention or Motor Vehicle Improvement Course discount. In Kentucky, this credit applies for five years.)
Safety/Security Features Discounts
Multi-Policy Discounts
You may be eligible for additional discounts if you insure your home, as well as your cars and motor home, through the AARP Auto and Home Insurance Program from The Hartford. We also offer insurance for boats, vacation homes, golf carts, snowmobiles, and other recreation vehicles. The more you insure, the more you could save!Additional Motor Home Credits
In many states, the AARP Auto Insurance Program from The Hartford even offers special discounts just for motor homes, including:
- Lay Up Credit: Savings given during the months you don’t use your motor home.
- RV Association: A discount if you belong to an RV association.
From RV Insurance to Trailer Insurance, You’re Covered
Our motor home protection offers many of the same great benefits and features as our auto insurance plan, to give you more value for your money
Not all coverages are available in all states.
Bodily Injury Protection
Protects you against financial loss when you are held legally responsible for an accident causing injury or death to someone else. This coverage also includes the legal costs involved in your defense for a covered suit as well as court costs and bail bond expenses.
The coverage amount is a "Split Limit," such as $100,000/$300,000. The first figure is the maximum limit provided for one injured person. The second figure is the limit provided for two or more persons in any one accident or occurrence.
Property Damage Liability
Covers you against financial loss if you are found liable for damage caused by your auto to other people's property. (e.g. light poles, fences, another vehicle, etc.)
Uninsured Motorist Bodily Injury
This coverage pays bodily injury or death expenses for you and any passengers in your vehicle up to your policy limits if you're struck by a driver who doesn't have insurance, or if you're struck by a "hit-and-run" driver that you cannot identify.
Uninsured Motorist Property Damage
This coverage pays for damage to your vehicle when it is struck by an uninsured driver, a hit-and-run driver, or an insured driver whose Property Damage Liability limit is inadequate to cover the property damage losses incurred.
Underinsured Motorists
Personal Injury Protection (No-Fault)
Medical Payments
Collision Pays for damage to your covered vehicle
(up to its actual cash value), less the deductible amount, for losses caused by collision. Collision means contact with a physical object, such as another vehicle or a structure. If you plan to purchase Collision coverage, selecting a higher deductible generally helps to reduce the cost of your insurance.
Comprehensive Pays for damage to your covered vehicle (up to actual cash value), less the deductible amount, as a result of damage caused by events such as: fire, theft, glass breakage, riot, windstorm and hail.
If you plan to purchase Comprehensive coverage, selecting a higher deductible generally helps to reduce the cost of your insurance.
Full Glass Pays the amount of a covered glass loss with no deductible. This coverage is optional and can be purchased for an additional premium.
Towing & Labor
Rental Reimbursement
If your car becomes inoperable due to a covered loss and you need to rent a substitute, this coverage pays the cost of the rental car up to your policy limits. This coverage is available only if you carry Comprehensive and Collision coverage$500 Emergency Expenses
$750 Transportation Expenses
$50,000 Vacation Home Liability
Room Extensions and Awnings
Any attached awnings or cabanas are fully covered along with any other special equipment designed to create extra living facilities.Canada/Mexico Protection
RV Extended Warranty
Full Coverage Insurance:
Needs of recreational vehicles and we provide the insurance coverage to protect your investment. Coverages endorsed to an automobile policy rarely offer the same broad coverages as our Motor Home and Travel Trailer polices. Our policies are written with easy, understandable language and provide coverage for Liability and Damage to your vehicle. Liability coverage protects you from accidents that may arise from using your recreational vehicle. The damage to your vehicle is covered by Comprehensive and Collision protection. This provides coverage for collision, fire, theft, windstorm, landslide, vandalism, and more.
Gap Insurance Coverage
Protecting Your Investment
- Our policies have different ways to protect your investment in your recreational vehicle.
- Total Loss Replacement: We will replace your RV or travel trailer if damaged beyond repair.
- Outstanding Balance: This coverage guarantees your loan balance will be paid in the event of a total loss.
- Agreed Value: When we've agreed with you on the value of your RV or Travel Trailer you will be paid this amount in the event of a total loss.
- Purchase Price: This policy will pay you the purchase price of the vehicle in the event of a total loss.
Specifically Designed Coverages
- Our Motor Home Insurance and Travel Trailer Insurance policies also have additional coverages available for Towing and Labor, Personal Effects, Vacation Liability, Emergency Expenses, Diminishing Deductible, Mexico Coverage and Accidental Death.
Premium Discounts
Protective Extended Warranty
- The Circle of Safety: How To Protect Yourself and Your Family With Bumper to Bumper RV Insurance.
10 More Ways to Save Money - Idenity theft Protection
Extended RV Warranty / Coverage on all Manufactured Installed Mechanical and Electrical Parts.
RV Gap Protection
Road-Side Assistance
Tire & Wheel Protection
Excess Wear and Tear Protection
Recovery Protection
Planned Vehicle Maintance
Emergency Notification
Key replacement Protection
- Contracts for RV Dealers:
RV extended protection programs, are designed to meet your recreational vehicle dealership needs.and offers both a named component coverage program as well as exclusionary coverage on motor homes and travel trailers.
Optional benefits for motor homes and travel trailers include the deluxe component package, leveling jack system, slide out room coverage, and audio video coverage. When platinum coverage is selected the optional benefits are included as part of the covered component groups.
XtraRide®
Bakers Group of America Inc.
1909 Coolidge st.
Marion, IL 62959
United States
ph: 618-993-6641
fax: 618-998-1451
alt: 618-997-2102
Admin
